There are as many reasons why people urgently need money as there are solutions for it.
However, not everyone can fall back on the same options if, for example, a negative credit bureau entry exists or they need to avoid going through a bank.
Perhaps you simply want to avoid a negative credit bureau entry or prevent your social circle from finding out about your financial difficulties?
If these situations apply to you, there are also reputable and discreet ways for private individuals to quickly and easily bridge a financial gap. We present these options in our magazine, so you can solve the problem of a short-term financial bottleneck with a credit alternative.
Credit without KSV / Credit despite KSV
A loan without KSV is a financing option where a traditional credit check with KSV1870 is not performed. This is ideal for people with a negative KSV score who still need a loan. At Pfando, you can get a pawn loan without a KSV check or despite a (negative) KSV entry.
If you would like to take out a loan, the bank will check your creditworthiness. This is checked via a positive KSV score. If you have a bad score, then...
Loan without employment / without a job
A loan without employment is aimed at people without a fixed income, such as the unemployed, homemakers, and students. Such loans offer the possibility of receiving cash even without an employment contract and permanent job. Banks as lenders check the creditworthiness and the KSV score to assess creditworthiness. Pfando offers you a flexible and quickly available alternative to a regular bank loan, even without a job and employment.
If you want to take out a loan without employment, it is not easy in Austria. Even if you receive unemployment benefits, many banks do not consider this as...
Pfando – Pawn your car and keep driving
Pfando is your car pawnshop in Austria: We offer you the opportunity to obtain liquidity in the short term by pawning your vehicle – and the best thing about it: you can continue to use your car despite the pawn. As part of a clearly regulated pawn agreement, you will receive a loan (if the vehicle inspection is successful) based on the vehicle's value – quickly, transparently and without a KSV query.
Car pawnshop
Finding a car pawnshop is not that difficult. But what happens when you want to use a car pawnshop, and what consequences does this have for your everyday life? However, there are also alternatives to a regular car pawnshop.
Car pawnshop
Are you considering pawning your car but unsure of what to expect? Read our article to learn everything you need to know about cars and car pawnshops.
Loan without proof of income and without income
A loan without proof of income offers the possibility of obtaining a loan without having a regular income or having to submit proof of salary. This is ideal for self-employed people or people without a fixed income. Often, the loan is granted without a credit check and can include an immediate payout, which is particularly popular with mini-loans. Pfando offers an alternative to normal loans where you do not need proof of income – flexible and quickly available.
Are you currently unemployed, a homemaker, or retired and looking to fulfill a wish? Traditionally, you belong to a group of people who either have no income...
Short-term cash for a Turkish wedding, gifts and nişan gecesi
A traditional Turkish wedding (Düğün) is far more than a private celebration – it is a large social event, often celebrated with 500 to 1000 guests. In addition to the bridal couple, the parents and close relatives in particular bear a large part of the organization and financing. The guests also contribute not only through their presence, but usually also through generous monetary gifts. This involves numerous cultural customs, several celebrations – and considerable costs. In this article, you will find out what expenses bridal parents, parents of the groom and guests incur, what sums are common and how you can organize cash at short notice – for example with a car pawn loan from Pfando, where you can continue to use your vehicle.
A traditional Turkish wedding (Düğün) often has 500 to 1000 guests. Unlike an average German wedding, many...
€4,000, €6,000, or even €10,000 from Pfando instead of a classic instant loan?
An instant loan usually means a classic bank loan that is paid out particularly quickly. It offers you quick access to cash, ideal for urgent financial needs. Amounts of, for example, 4,000 euros, 6,000 euros or even 10,000 euros are possible loan amounts. This type of loan (similar to a quick loan or mini-loan) is characterized by fast processing and payout, so that you have the required money available at short notice. However, since this type of bank loan has numerous disadvantages, Pfando offers you a flexible and quickly accessible alternative to the instant loan.
There are many reasons why people urgently need money. And there are very good reasons to bridge this short-term financial bottleneck with an alternative to a regular...
Get cash quickly
Get cash quickly with collateral
You've probably asked yourself how to get cash quickly without having to involve a bank in order to ...
Sell the car and keep driving? We explain how it works!
Sell your car and keep driving it: Is that possible?
Unlike a pawn shop where you have to hand in your car and pay processing and parking fees, with us, you get cash the same day...