How Pfando works
Why so many choose Pfando
Get money fast, stay mobile, and no credit check—better than traditional alternatives
- Payout after 60 minutes
- In case of a negative credit score
- Continue driving your car
- Minimal bureaucratic effort
- Billing by the day after the first month
- Payment takes days
- Not in the case of a negative credit rating
- A lot of bureaucratic effort
- Daily billing
- Payment upon delivery
- Car stops
- Always full months
What our customers say
Everything was very relaxed. The advisor was very friendly, competent and courteous. After we had clarified all the formalities, the check arrived within the next 30 minutes. [...]
After the application was processed very quickly, I had the money in my account less than 3 minutes later. And I was rid of my worries. [...] The best thing is that I can continue to drive my car.
I have been a Pfando customer for a long time and have used their services several times at certain intervals. The good thing about Pfando is the fast and uncomplicated processing to get money quickly at short notice.
At 5 locations in Austria
Pfando is there for you!
If you have any questions in advance or would like to arrange an appointment, our friendly customer service is available to assist you personally every day of the week.
Pfando helps you quickly, easily and unbureaucratically without credit checks, and even with a negative KSV entry, with payouts between €500 and €500,000.
Arrange an appointmentPfando in numbers
Europe-wide
employees
customers
Since its foundation in 2010, Pfando has developed into the absolute market leader.
More than 120 employees at over 60 branches in Europe now ensure that our customers receive perfect service at all times.
We would be delighted to convince you of our quality too.
Speed is our strength.
If you make an appointment by 5 p.m., you are guaranteed to receive your money the same day.
The appointment at the branch will take a maximum of 60 minutes.
If desired, payment is made within seconds via instant transfer or cash payment.
Arrange an appointmentAlso for business customers
Thanks to Pfando, fast liquidity with consistent mobility.
For commercial customers, Pfando offers the perfect solution for short-term liquidity procurement without a credit check with its innovative continued use agreements. Simply pawn your car and continue driving.
Unlike a classic pawnshop, the customer does not have to give up their vehicles, but can continue to use them as usual. With our continued use agreements, you as a customer do not have to give up your car, but can continue to use it as usual.
In addition, all incurred costs are fully tax deductible.
Our short contract terms offer maximum flexibility.
FAQ
The most frequently asked questions
Pfando – What is it?
Pfando is a car pawn shop that offers an alternative to a classic loan. As the market leader for cash & drive, Pfando offers cash for your car while maintaining your mobility. This distinguishes Pfando from ordinary car pawn shops.
We offer people in financial difficulties a flexible and fast solution by enabling our customers to turn their vehicle into cash − and continue using it!
✓ Learn more about this topic here: What is Pfando
How does Pfando work?
If you want to turn your car into cash with Pfando, you must first make an appointment at one of the more than 60 branches across Europe. Please bring all the necessary documents and the vehicle with you to the appointment. You must also be able to identify yourself. The trained staff at Pfando will check your documents and an expert will assess the value of your vehicle. If all the documents are complete at the appointment, you can conclude the contract with Pfando for a pawn loan with the option to continue driving directly at the branch. This should take no more than 60 minutes in total. You can find a list of all the documents you need to have with you at the appointment here:
✓ Learn more here: This is how Pfando works!
How much does Pfando cost?
How much the deposit credit with the option to continue depends on several factors. On the one hand, the costs are based on the amount of the deposit credit and on the other hand, the costs also depend on how long you want to use the Pfando service. The trained staff in your branch will be happy to explain to you in detail how the costs are calculated in your individual case.
✓ You can find our branches here: Pfando Car Pawnshop
How reputable is Pfando?
At Pfando, we place the highest value on transparency and service. We are happy to advise you in detail at any time by telephone or on site in one of our branches. We regularly have our service quality checked by the TÜV, a neutral body. As part of our consultation, we will explain the exact procedure to you and inform you individually about the corresponding costs. Once the vehicle has been assessed, you will receive a non-binding written offer. You also have the option of taking our written offer with you and reviewing it at home.
More than 50,000 satisfied customers have already taken advantage of Pfando's services.
✓ See for yourself: Pfando experiences
How discreet is Pfando?
As we only enter into a contract for the service with you, the owner of the vehicle, the process itself is extremely discreet. We make an appointment with each of our customers at one of our branches, which are not visible from the outside, thus ensuring that your privacy remains protected.
As you continue to use the vehicle, it is also not visible that you are using the Pfando service with the vehicle. Nobody will know that you have used the Pfando service - unless you tell them of your own accord.
More than 50,000 satisfied customers have already taken advantage of Pfando's discreet, uncomplicated and flexible cash & drive principle.
✓ See for yourself: Pfando experiences
How long does it take to receive my money?
We strive to make the appointment at our branch as effective as possible. If you come to the appointment at the branch with your complete documents and the vehicle, you will receive your cash within 60 minutes.
As the market leader in cash & drive, we help people with financial difficulties to quickly regain their solvency and continue using their vehicle as usual:
✓ Learn more about: Instant cash and continue driving!
What is a pledge loan with continued use?
A pawn loan with continued use is a special form of vehicle pawn loan: you receive cash quickly by pledging your vehicle as collateral - but can still continue to use it. In contrast to the classic car pawnshop, you keep your car, motorcycle or commercial vehicle and remain mobile while the loan is running. Payment is usually made within 60 minutes, and no KSV query or classic credit check is required.
✓ Find out more about pledge credit with continued use here !
What can I pawn at Pfando?
Pfando is a vehicle pawnshop. This means that you can use Pfando's pawn credit with continued use with all types of vehicles that are registered for the road.
Whether you want to turn your motorcycle, mobile home, boat or classic car into cash at Pfando, or you own a classic car, truck, van, transporter or bus – you can become a customer at Pfando with all these types of vehicles. But also agricultural vehicles such as a tractor and construction vehicles can be used to use Pfando's service.
✓ Learn more about Pfando's motorcycle pawnshop here!
Contact
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Contact
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Do you have any questions?
We are happy to assist you.
This is what our customers appreciate the most
- Competent advice
- Uncomplicated without credit check
- Fast payout
Over 50,000 customers trust Pfando
Selected customer testimonials
[...] The procedure was explained very clearly and everything went smoothly. Excellent advice and fast payment.
What I like best is that there are no bank statements/pay slips or credit checks. And the money is in your account immediately... Thank you.
Super friendly advice. Very transparent. Fast processing, money was in my account within 10 minutes.
The big advantage of lending the car and driving on
Get immediate cash for your vehicle and continue using the car directly! At Pfando, our trained staff will provide you with a professional assessment of your vehicle as part of an individual and free offer, guaranteeing you the best conditions.
Arrange an appointmentReceive cash within 60 minutes and continue driving your car
- Immediate cash (today)
- TÜV certified
- Highest payout amounts
- The credit alternative –
even with a negative credit bureau entry - 60+ locations in Europe
- Trained customer advisors
- On site and always available for you by phone
- Verified contracts
Easily bridge financial bottlenecks with Pfando
Since its foundation in 2010, Pfando has developed into the market leader in cash & drive with its continue driving principle and more than 50,000 satisfied customers. Our model enables people in financial need to receive short-term cash for their vehicle and continue using it directly. With the continue driving principle, you can use an excellent alternative to conventional bank loans: Get cash in just 60 minutes without a credit bureau check in the easiest way and continue driving your vehicle as usual!
Pawn your car & continue driving – The continue driving principle
We help you with financial difficulties with cash and enable you to remain mobile! In contrast to a typical “store” contract, where you have to hand in your vehicle and pay parking fees, with us you get cash with the continue driving option on the same day! Save yourself unnecessary fees for parking your vehicle in the car pawnshop and use the continue driving option from Pfando!
After an assessment of your vehicle – whether car, truck, bus, motorcycle, classic car, mobile home, agricultural vehicle or limousine – you will find out how much you can get paid out within the estimated value. It is up to you whether and for how long you want to accept our offer. Enjoy full flexibility: full mobility, no hidden costs! After the first month, billing is even done on a daily basis! We buy your vehicle – and pay you cash in 60 minutes. This way you are immediately able to pay again and the vehicle remains in your hands!
The alternative to a loan without KSV: Cash immediately and keep driving your car
Are you looking for an alternative to a loan without proof of income or a loan without a credit bureau check? Choose the fair and uncomplicated solution from Pfando!
Get cash for your vehicle now and stay mobile
Do you still have questions or are you unsure about the value of your vehicle? We are here for you and help you to determine the value of your vehicle – whether it's a company car, mobile home, classic car, truck, motorcycle or similar. Trust Pfando – Europe's market leader!
Don't hesitate and make an appointment at one of our 5 branches!
Arrange an appointment