Pfando for business customers
Pfando's service can be used not only by private individuals, but also by business clients. A sudden financial gap can have devastating consequences, especially for entrepreneurs. Likewise, freelancers and the self-employed have a much harder time getting a loan than employees.
In this section, we explain the advantages of Pfando's service for business clients, and how you, as an entrepreneur, sole trader or freelancer, can obtain cash flexibly, discreetly and easily. Without a credit check, assessment of profits from recent years and without KSV information. Instead, with a great deal of flexibility, full mobility and VIP service!
How do I get a loan without collateral?
Most banks or credit institutions require collateral if you want a loan. If you cannot offer collateral, such as real estate, insurance or a regular income, it becomes significantly more difficult, if not impossible, to get a loan from a bank. You should therefore look for alternatives.
Pfando is an alternative to a classic loan that you can use without the usual collateral. Since Pfando offers you a loan for your car if the inspection is successful, your income situation or whether you can offer other collateral does not matter. For the use of Pfando's service, only the value of your vehicle is decisive.
✓ More on the alternative to a loan for the self-employed and freelancers!
How do I get a bridging loan without KSV and without a bank?
If you only have a short-term financial bottleneck, then the idea of a bridging loan is obvious. But even if it is only for a limited period, most banks and credit institutions want to play it safe. When applying for a bridging loan, they require an extract from the applicant's KSV account – i.e. yours.
If, on the other hand, you want to manage without KSV information and a bank, your options for getting money safely and reliably are limited. The cash & drive service from Pfando, on the other hand, offers you a serious and reliable way to bridge a financial bottleneck without a KSV check. This is because Pfando is not interested in your financial past, but in the current value of your vehicle. Pfando's service is designed to enable you to cover a short-term financial need quickly and easily.
✓ More on the alternative to a bridging loan without KSV, without a bank!
How can I finance a payment default at short notice?
As an entrepreneur, you know the situation: the service has been provided, but the invoice has not yet been paid. Now you have to provide interim financing. But how can you close the financial gap quickly and easily? Have your vehicle inspected by Pfando for a loan and receive cash for your vehicle within 60 minutes.
You retain your full mobility, as you can continue to use the vehicle and can continue your business as usual and without interruption. You know that it is a short-term bottleneck and therefore only need a short-term financing solution.
✓ More on the alternative to a loan in the event of late payment!
How can I quickly increase my equity as an entrepreneur?
If you want to have more money available quickly, but do not want to take out a loan from a bank, you can also use Pfando's service for a company car. With Pfando you get cash for your vehicle and can still continue driving it.
Within 60 minutes, without a KSV or credit check. Only the value of the car is decisive for whether you can become a customer at Pfando. Neither your balance sheet from recent years nor the outstanding order volume are of interest to Pfando. Pfando turns your vehicle into money and therefore only the vehicle is the focus of consideration.
Our car experts professionally assess the value of your vehicle – if the inspection is successful, you will quickly receive a loan and then continue driving your car. So, if you simply need more money to make a short-term investment without getting your business into debt or hindering your work, then a loan from Pfando is ideally suited.
✓ More on the topic of receiving cash and increasing equity!
How can I pay my debts to the tax office?
We all know the situation where the tax office demands more than originally calculated. Suddenly, the amount must be paid within a short period. But where to get it from if not steal, as a German saying goes.
Entrepreneurs in Austria also have to make regular payments as part of the preliminary VAT return. These liquidity outflows can be lacking in the short term during ongoing operations.
Pfando has an answer that guarantees you stay on the right side of the law: a car pawn loan with continued use option. With this type of alternative to a normal loan, you turn your vehicle into cash while maintaining your full mobility.
If you are an entrepreneur, you can even deduct the costs of this financing from your next tax return.
✓ More on the topic of financing tax arrears!
Receive cash within 60 minutes and continue driving your car
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